You Can Donate or See My Indiegogo Campaign
Losing My Business to the Bank
My name is Billy, I am 43 years of age and I reside in a small town in the great southern region of Western Australia, about 300 kilometres South East of Western Australia’s capital city Perth.
I am an avid youtuber and I am passionate about many things, Metal Detecting, Nature, the environment, history and much more. My YouTube Channel is here: https://www.youtube.com/user/LostTreasureComAU and my website is http://www.losttreasure.com.au/
I served 15 years in the Australian Army and Royal Australian Navy
I am a trustworthy person and I have an avid fanbase of 3000 subscribers on my YouTube Channel.
I have decided to do this campaign on Indigogo as a last resort to try and save my family home from Bank Repossession (House Paid Off 30 Years Ago!) due to a failed business which was sabotaged by my ex business partner Natalie.
Firstly the reason I am losing my family home to Bankwest is because this home was equity to a small business, residence and land my ex business partner and I invested in, so because it was equity to the business, that means Bankwest will now repossess my family home and then on sell this home to recover all outstanding debts, which totals to around $200,000.
This is why I am using Indiegogo, with the simple hope of raising some funds via the donations of generous people around the world, so that I can hopefully remortgage my family home.
I am only asking for people to donate just so I can raise the funds to remortgage my house, to save me from Bankruptcy and to ensure my Mother can be safe and secure in the aged care home that she resides in.
Not only is losing my family home devastating for myself, but losing my family home could also result in my mother not being able to be cared for in the aged care home she resides in, and therefore my mother being forced out of her current residence.
The Long Story Cut Short
Two Years ago I had a small Australia Post Office and newsagency, with an adjoining Cafe, Internet Cafe, Garden Nursery, Sign writing and rather successful internet business (Beaut Utes) a Website Forum with over 10,000 Members, my own online store and so much more which bought in a nice little side income to pay my bills, however the site is now “kind of” closed, with only Photos of Utes in the Gallery visible now.
To cut a long story short, I lost my business because my ex business partner Natalie stole many thousands of dollars from the business, myself and also my Mother … you often hear stories in the news on how people steal life savings and possessions etc from elderly people. You even hear the odd news stories on how cunning people actually have the nerve to befriend the elderly and sick just to take advantage of them, and in the end they take these innocent old or sick people to their bank, and then get them to withdraw all of their money and then give all of some of their money to the cunning person/s involved in the scam. … well that is what my ex business partner did to my mother.
Losing My Business to the Bank and now my Family Home of 45 years
I won’t deny that I made mistakes as well, it is not hard to make mistakes in a small country town… you upset one person in town and then all of a sudden you upset the whole town (rumours, gossip and innuendo) if your a country person, then I am sure you know what I mean.
As above, I admit I made some mistakes, but the mistakes I made were caused due to the awful amount of stress and pressure I was under. Sometimes I could be rude to some customers, I’d snap, and just get grumpy, most of the time if my outbursts were only directed to the few people in my town who would be rude to me first, so i gave it back to those people.
My business partner Natalie was so cunning, that she had the gall to talk my disabled mother to the Bank – Bankwest and then get my mother to sign a withdrawal form and then withdraw, most of my mother’s last savings.
The Bank also made the mistake of allowing this to happen, no one is allowed to withdraw money from my Mothers Bank except myself and my Sister who are Power of Attorneys to my Mother.
My Mother had a massive stroke at the age of only 68 and because of the awful side effects of a stroke, she now does not have to mental capacity to make any financial decisions, but being a beautiful innocent lady… she loved my ex business partner and thought she was doing the right thing, yet in the end she was deceived by her, and Natalie happily took my mother’s money, and now my mother has nothing.
Not only losing my family home will affect myself, but obviously this house is my Mother’s House, the house my Father left to my Mother after his passing in 2008.
Not only did money go missing from my mother’s personal bank account and our business bank account, but on many occasions, money would go missing, from the cash registers of the business, $100, $200, $500, $2500, $3000 usually.
On a daily basis at the end of the days business trading, I would have to count daily to ensure that the float was correct… any money missing I would have to replace with my own money or the side business earnings…. can you imagine how hard it was to replace that money, sometimes it would take me weeks to replace the stolen money.
Australia Post and the local Police were useless, each time I would report the missing money with proof of Natalie stealing this money, but the Police and Australia Post just chose to ignore it, and no charges were ever laid.
With money going missing on a regular basis, it is obvious that this is what resulted in me being unable to commit to my business mortgage repayments and therefore after so many missing mortgage payments, the Bank (Bankwest) were forced to foreclose the business.
In August 2012 after close to 3 years of being in this horrible situation I was forced to just walk away from the business, and then to see the business quickly collapse and then Natalie in all her glee brag to me on how she sabotaged the business which would then soon result in my losing my family home.
For any future business owners, please just make sure you are certain what you want to do, if you are in a relationship with a business partner, make sure you are certain of what you want… don’t rush into things.
My biggest problem was that I was too kind hearted, I rushed into things even though I had many doubts, as I knew from the start I could be making a dreadful mistake.
Even prior to getting into this business, my ex-partner was extremely jealous and insecure.
Many times I’d go Metal Detecting wither during the day or at night, and she would ring me thinking that I was with another girl.
The day we signed the contract… was the first day I found out that she had been married before… a marriage to a Dutch citizen, simply so that she could get a Dutch Passport and Dual Citizenship, and vice versa for her “ex-husband” … the marriage was planned, simply for duel passports and citizenship with the full intentions of getting divorced in the near future… and finally … hidden lies will always be revealed… trust me on that!
I could have easily backed out on the day we signed the contract, the very day I found out via the contracts officer that she had been previously married… because he asked for her divorce papers…. why did I not back out you may ask?
Because I was just too kind hearted and probably too scared to admit it.
Not only did this pressure affect me, but it obviously affected my family greatly, and sometimes I relied on them to borrow me money to help me commit to the payments of bills, food and everyday needs.
I never stole money from my business; neither did I go out of my way to jeopardize my business and my reputation. I tried my utmost to save my business… any business owner would.
My ex business partner was so cunning, that even whilst in the business partnership, she was defrauding the commonwealth of Australia by secretly receiving unemployment benefits, even whilst stealing money from the business, myself and my Mother.
So now the Bank has written me a letter requesting 45 days to come up with $200,000, by September 16th 2014… mission impossible! (I’d already lost close to $200,000 of my own investment money… now obviously trying to save my family home will no doubt be clearly impossible… but in any case I will try and keep positive… miracles happen.. but I need one hell of a big miracle.
If you do not believe me I turned to Scrapping Metal just to survive… another reason why I resorted to scrapping metal because I was inspired to scrap metal after seeing videos on the poor people in China, India and other poor countries, these people scrap everything, metal, plastic, paper… just to survive to put food on the table.
Even though my business failed, I am so very proud of myself on how hard I worked just to try and save my business, and when I say I worked hard ….
Yes…. I worked freaking hard to try and save my business!
The gossipers and rumour mongers don’t talk about the positives, only the negatives, because there is nothing better than backstabbing a person whom you do not like and you want to see them fail.
I literally scrapped my guts out day in day out and even scrapped in front of the computer as I watched my YouTube friends videos on YouTube… the people in my town thrived on the negative gossip about me and my ex partner, yet they loved the gossip, and no doubt I was the talk of the town at family dinner tables, the local pub and district bowling club where the usual alcoholics drink booze and the stories of me and my business were not doubt twisted and twisted like a Chinese chicken getting its neck broken, not to mention the typical Chinese rumours that spread throughout my town via the local pub, clubs and the typical women who just love to gossip at their garden club meetings.
This is my very first scrapping videos:
Here are my scrapping videos
I never had any previous financial worries!
Previous to this business I never had any financial worries, I was always on time paying bills, and I even had a beautiful half acre block of land in Jarrahdale, a beautiful town in the hills on the outskirts of Perth – Western Australia… Perth is the capital city of Western Australia, population 2 million approximately.
Over the last few years, things have been dreadfully tight for me financially, it took me years just to be able to buy some decent boots, but even now I live in rags, crappy worn jeans with holes in them… it sounds stupid, but just the simple things like buying socks is a luxury for me.
I worked so hard to try and save my business… 7 days a week I worked, and even daily after work I would scrap metal.
I still scrap metal as often as I can, but I am yet to cash it in due to not having a suitable and safe vehicle to do the 300 kilometre trip to the city to cash in some scrap metal. … I plan on saving this scrap metal for a rainy day, hopefully to use the money as a deposit to save my house, and also to buy a small truck so that one day I can scrap full time.
I also hope to be able to give my mother $20,000 I borrowed off her, she has nothing in her bank now, and for me to give her the money I owe her should hopefully allow my mother to be cared for properly until I get back on my feet again.
I also do a lot of picking at local rubbish dumps, and any good stuff I find, I sell on eBay and some of the stuff I find is worth quite some money.
I have actually done quite well over the last few years paying off my debts, I now only have one major debt, and that is a legal bill of $1500… apart from that and a small overdraught I am debt free … apart from the $200,000 debt now hanging over my head.
My business partner was even so cunning that even whilst in the business partnership, she defrauded the Australian Government Unemployment Services (Centrelink) and she received unemployment benefits for around two years, even whilst taking money from the business.
Selling all of my Treasure Possessions
Even just to commit to my Mortgage Repayments, I resorted to selling all of my treasured possessions of value on eBay, I sold all… I mean all my treasured possessions just to try and pay the mortgage repayments…. Natalie sold nothing of hers.
The worst thing of all was when I would scrap metal, I would make a lot of money, I would go up to the city, bring home $3000 for my scrap to pay my mortgage, and when I returned home back to the business, $3000 would be missing from the cash register…. so to cut a long story short, instead of putting the $3000 into my mortgage repayment account, the money I worked my guts out for… I would then have to return that $3000 to the cash register.
You see, the money which my business partner stole, was not ours, the business we were in was an Australia Post = Post Office, so the money actually belonged to Australia Post, there was a float of around $5000 we had to account for.
Losing My Business and Now My Family Home
My business partners ambition was to succeed in sabotaging the business so that the bank would foreclose, and she went out of her way to do that, she succeeded in her goal, and she succeeded in her goal of the bank taking steps to start steps to repossess my family home, a home my sister and I were brought up in … in a very happy typical family environment, with the obvious ups and downs any family goes through.
This home of my family was paid off 30 years ago by my beautiful dedicated loving father, a man who worked 7 days a week, 363 days a year for 25 years.
Now not only do I face losing my home in the very near future, but I also face the shame of failure and embarrassment of losing everything, and also the future care of my beautiful mother who resides in a aged care facility in a nearby town.
A reality faced by many throughout the world, a reality I never thought I would face.
Life can be so unfair… no matter what happens I will continue to battle on in life as I am a true Australian Battler.
Although I have put my goal at $50,000 … the actually debt is $200,000, of which my ex partner Natalie is responsible for $100,000 but she has no intentions of repaying that money, after all, it was her goal to ensure I would lose my family home, and that nasty dream of hers in only less than 60 days away.
Back on Ebay
I am also doing a lot of other stuff to raise money, such as selling more of my picking finds on Ebay as well as more treasure possessions and some of my treasured metal detecting finds.
My Ebay Store is here:
The long & awful story.
My Story of a Business Partner from Hell and Losing Everything! – Part 1
My Story of a Business Partner from Hell and Losing Everything! – Part 2
My Story of a Business Partner from Hell and Losing Everything! – Part 3
Finally to conclude this I would like to say that I am a genuine and honest person, I am sure that my YouTube Channel and my Ebay Feedback proves this to you and anyone who may read this.
All I want is to save my family home, nothing else and nothing more.
To all who may read this, and those who may choose to donate, I thank you from the bottom of my heart, and I know nothing in this world can give you the thanks and appreciation that I give out to you all.
And for those who cannot donate, I understand, we live in a world today that has changed for the worst, a world of greed, a world of so much evil.
Yet we also live in a world of so much love and beauty.
No matter what happens, I will survive, learn and pass down my wisdom to others and so much more in the tiny speck of time we have to live in.
What is in it for you?
Over the last couple of months I have had the idea of using the antique bottles I find as a great way to do something different… aka the good old message in a bottle idea came to my head!
When you donate to this cause you will be able to reserve one of my antique bottles to be thrown in the ocean off the Western Australian Coastline … and obviously inside this bottle will be a message from you.. but you need to handwrite this note and then post it to me here in Western Australia.
- Very Nice Embossed “Burnet’s Jellie’s – Set on the Hottest Days” Antique Bottle we recently found!
What happens is that after you choose one of our bottles, we reserve this antique bottle for you, and then when the time comes of releasing these old bottles, we will throw this bottle in the ocean along with many others for you and other people from all over the world.
Ok… here is how “Messages in a Bottle” works.
I am an avid treasure hunter, I biggest passions in life is metal detecting, bottle digging, relic hunting and anything to do with finding or saving history.
So basically I have many bottles in my antique bottle collection, and I need to get rid of them and all of my treasured relic and metal detecting collections… Why do you need to get rid of your bottle collection?
- Antique Australian Embossed Beer Bottle
So by you donating to this cause you will also get your own personal “Message in a Bottle” you are not only going to have an amazing experience, but your gonna help save my house!
Here is a basic step process of how it all works
- Nice Antique Green Beer Bottle
1. You choose your desired bottle from the Messages in a Bottle Gallery
2. The bottle you choose is then reserved for you, it is put to one side to await the most important next step, and that is for you to send me the actual message to go inside the bottle.
3. This next step is very important, after you choose your bottle, then you need to hand write in blue or black ink a message on a nice piece of paper. The message can be anything, a deep dark secret, a confession, an inspirational message or even a wish! Remember that your message in a bottle might not be found for many years, maybe a hundred years, and who knows maybe a thousand years. Here are some examples of messages.
- This could be your Message in a Bottle!
You do not have to say who you are, but it would be a good idea to include your age, your full name, and address and maybe even your email address or phone number in case the bottle is found within a few years or so.
Maybe you could also consider a small gift such to be placed inside the bottle, but don’t forget it has to be small enough to be placed in the opening of the bottle… and most of these bottles have openings at the mouth of less than 1.5 centimeters. So maybe something which can be rolled like a nice Hankerchief, a postcard, a money bill i.e $5 (trust us, we won’t take it!) a business card, maybe even a nice silver necklace or a pendant!
4. Then the next step is that you need to send us your message via your local Postal Service, such as Australia Post, US Postal Service, Royal Mail and so forth
- You need to Mail and Post us your “Hand Written” to go inside your Message in a Bottle
I will advise you of my postal address after I receive your donation to help save my house
5. Then once we receive your hand written message to go inside the bottle, we will then place this message along with any other tokens you wish to be added to the inside of the bottle.
6. The bottle is then sealed with a proper cork to ensure that it is completely waterproof, and we will also dip the bottle end and the cork is some rubber resin, to double and triple check to ensure it is completely waterproof.
7. The bottle is then checked to ensure that it is buoyant and will float in the ocean.
- Floating Message in a Bottle
8. Once we get a good collection of messages in bottles, then your bottle will then start it’s amazing adventure and journey in the Indian Ocean. There are numerous locations throughout my state of Western Australia, where we plan on throwing the bottles into the ocean…. here a few examples of coastal locations of Western Australia where the bottles will be set free on their voyage as follows:
c. Cape Leeuwin
f. Windy Harbour
- GPS Satellite Tracked Messages in Bottles
9. We also plan on getting these bottles released by fisherman, out at sea many miles from the shoreline, and we are currently seeking sponsorship from major GPS Satellite company’s to provide us with some GPS Tracking Devices, so some lucky people will get to see where their bottle is in real time! How amazing will that be!
10. We also hope to be able to do competitions for the messages in a bottle program, so that you can win something and maybe the person who finds the bottle can not only experience a once in a lifetime memory, but maybe be rewarded for it as well.
11. There are many exciting aspects to this program, for example, all of the bottles that will be released into the ocean are 100% real and antique bottles ranging from being over 100 years old, to bottles from the 1960’s. Another aspect is that many people would love to throw a bottle with a message into the ocean, however many people will never get the opportunity, due to living many miles away from the coast, lack of motivation, fear of embarrassment, and other reasons.
You can choose from a huge variety of the antique bottles we have for sale at our Messages in a Bottle gallery.
The following types of original antique bottles are for sale
- Marble Bottles
- Codd Bottles
- Beer Bottles
- Soda Bottles
- Softdrink Bottles
- Chemist Bottles
- Poison Bottles
- Sauce Bottles
- Cure and Remedy Bottles
Please be aware that you do not actually receive your antique bottle, so we do not post this bottle to you…. unless you want it via seamail … aka thrown in the ocean for someone to find!
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